Nigeria's pet HMO
Expert veterinary care and practical HMO plans, tailored to every stage of your pet’s life.
Choose the care that fits
Three clear levels of care. Choose the protection that works for your pet, your routine and your budget.
Basic
Standard
Premium
Care before crisis
A Zero3PetCare plan helps pet parents stay ahead of routine health needs and recognise warning signs earlier.
One connected care ecosystem
Care feels simpler when veterinary support, training, boarding and financial planning work together.
Consultations, diagnostics, vaccinations and treatment through trusted veterinary partners.
Vaccination schedules, parasite prevention, dental checks and nutrition guidance.
Practical behaviour, obedience and protection training with certified professionals.
Safe, comfortable stays with attentive care when work or travel takes you away.
Plan ahead for pet-care costs and see every top-up and transaction in one place.
Fast access to guidance and the right care partner when every minute matters.
Real care stories
When plans, providers and responsive support work together, pet parents get something priceless: confidence.
Five real stories from pet parents who trusted Zero3PetCare with the moments that mattered.
Lagos
“Zero3 was a lifeline when an unexpected trip meant I needed immediate boarding for my Cane Corso and Pitbull. The team helped me choose a plan, handled the logistics seamlessly and made sure both dogs were safely settled.”Adunni OkaforStrom & Thor
Lagos
“The team handled Khane’s cherry-eye surgery with thoroughness, compassion and professionalism. The procedure was a complete success and his recovery was quick.”Chidi NwankwoKhane
Port Harcourt
“Peace of mind knowing my cats are covered. The Pet Care Wallet helps me budget for their healthcare needs perfectly.”Fatima AbdullahiMy cats
Port Harcourt
“Zero3 saved my dog’s life during an emergency. The support line connected me to a vet immediately, and the coverage took care of everything.”Fatima AbdullahiMy dog
Abuja
“The training programme transformed my puppy’s behaviour completely. Professional trainers and excellent facilities. Highly recommended!”Chidi NwankwoMy puppy
Had a pawsitive experience?
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Pet Care Academy
Health guide
Know the essential vaccinations your puppy needs during the first year.
Read the guide
Nutrition
Build a better routine for your pet’s age, size and activity level.
Read the guide
Emergency prep
Prepare the basics before an urgent moment catches you off guard.
Read the guide
